Comprehensive car insurance that covers electric vehicles

All content in this article is intended to be general in nature and does not constitute and is not intended to be financial or professional advice.

WHY YOU SHOULD CONSIDER ROLLiN’ FOR YOUR ELECTRIC VEHICLE

You might have seen more and more electric vehicles popping up on Australian roads. And, you might even be considering going out and snagging one for yourself. If that’s the case, you might be on the lookout for some new insurance for your new electric vehicle.

Plus, there’s no additional excess based on age. We’ve got one product – our comprehensive car insurance – and would love to cover your electric vehicle.

WHAT CAN AFFECT THE COST TO INSURE AN ELECTRIC CAR VS. A PETROL CAR?

ROLLiN’ has one product that offers coverage for petrol and electric vehicles.

But sometimes you can be charged higher fees to insure your EV. This is because of a few reasons.

The tech and spare parts for electric cars, like batteries and motor parts are costly to produce, source and replace.

There are cases where repair may require parts to be imported.

Assessing, diagnosing and repairing damaged electric vehicle batteries requires extensive time and labour. It also requires specialty equipment and disposal (recycling).

There are only a handful of electric vehicle service centres around Australia that can repair electric vehicles and as such, vehicles may need to be taken to a distant location for repair.

At ROLLiN’, we’ve done our research and our team have put together solutions that already take these into account.

COSTS OF CAR INSURANCE FOR ELECTRIC VEHICLES

Let’s break down the factors that influence the cost of insuring an electric car.

In general, it may cost more to insure a petrol car than a diesel car because different parts need to be insured – like their batteries. The same goes for electric vehicles – on average replacing an ev battery is likely much more expensive than replacing a ICE battery.

But with ROLLiN’, what you see is what you get. One product, one dream.

BENEFITS OF INSURING YOUR CAR WITH US

ROLL OUT AS YOU NEED

ROLLiN’s payment and policy structure put your lifestyle and flexibility front and centre. We understand that life can be unexpected and full of changes, so we don’t expect you to stick around if you need to bounce, for whatever reason. If you need to move to Venice for a year to fulfil your life ambition of being a master of the gondola, go for it. We won’t charge an exit fee if you need to dip out for a bit.

DON’T GET STUNG FOR BEING YOUNG

We don’t get caught up on age. If you’re old enough to afford a car, you shouldn’t have to fork out more because you’re young.

That’s why we don’t charge extra excesses because you’re under 25. Instead, we charge a flat $800 excess for any driver listed under the insurance cover. *Other excesses apply.

No frills, no-nonsense and no TL;DR. We’re straight to the point, no funny business and that’s why we’ve tried to simplify our PDS as much as possible.

EASY PEASY ONLINE SUPPORT

We’re a digital brand which means we keep our costs low, which helps us keep our prices low, but that doesn’t mean we’ve neglected the important stuff.

While we may be digital, our customer heroes are ready and willing to answer any questions you may have about your claim.

WHAT COVERAGE YOU GET FOR YOUR ELECTRIC VEHICLE

Unlike some other car insurance providers, you’ll find that our single comprehensive cover option already covers you for electric car batteries, charging cables, wall boxes, and adapters (even if you’re leasing the equipment). Rain, Hail or Shine…

We cover loss or damage for the following:

  • Accidental collision
  • Fire or explosion
  • Theft or attempted theft
  • Vandalism
  • Storm, flood or water
  • Lightning or hail

Conditions, limitations and exclusions apply.

Better yet, we roll with IAG, Australia’s largest insurer with over 160 years of experience. This means we get access to one of the largest repair networks in the country.

Too good to be true? Don’t believe us? Take a look at our PDS for yourself. We’ve tried to keep things interesting, we promise.

HOW TO INSURE YOUR ELECTRIC VEHICLE WITH US

Step #1: Head on over to grab a quote.

Apply for your cover by entering your vehicle registration details or the make, model and year of your car. Follow it up with a couple of yes/no questions about your EV and we’ll tell you straight away in your quote how much your vehicle can be covered for.

Step #2: Tell us about yourself…

Do you leave the vegemite in the pantry or the fridge? How many dogs do you want? Which city is better – Sydney or Melbourne? And why is it Sydney?

Seriously though, we just need to ask a few simple questions about you and the other drivers who’ll be listed under the cover.

Step #3: We’ll let you know your monthly fee

If you’re eligible for our coverage, we’ll come up with a straightforward monthly fee and provide you with a breakdown of the expenses in your quote. Then, if you’re happy with your quote, just make the payment and you can roll out feeling confident with ROLLiN’.

FREQUENTLY ASKED QUESTIONS

Do I need specialised insurance for electric cars?

Usually electric cars can be covered under the same insurance policy as normal petrol or diesel cars, so there isn’t any specific insurance product for EVs.

What about the wall box or cables? Do I need separate insurance for this?

Not with ROLLiN’. We cover you for the vehicle battery, charging cables, wall boxes and adaptors for any covered incident. Even if you’re leasing it!

This is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations available from rollininsurance.com.au. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as Rollin’ Insurance.

Content for this sponsored article provided by ROLLiN

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